How do I opt-in?

All we need is your written confirmation. There are a number of ways for you to opt-in.

• You may visit any branch location of America’s First
• You can print and mail your opt-in notice to P.O. Box 11349, Birmingham, Alabama 35202
• Opt in online
• Contact our call center at 1-800-633-8431 or (205) 320-4000
• If you are applying to open an account online, select “Yes” to the question “Do you want America’s First to authorize and pay overdrafts on your everyday debit card transactions?”
• Regardless of how you choose to opt-in it will only take a few minutes.