Courtesy Pay is a service designed to help you avoid costly mistakes in your checking account. Think of the following scenarios:
- You are at the checkout counter of the grocery store and your total comes to $300. Your account has a balance of $285. If you opted in to Courtesy Pay, this transaction could be approved.
- You and the family are at a restaurant having dinner. The total bill comes to over $100. You only have $85 in your checking account. If you haven’t opted in to Courtesy Pay, you’ll have to find another way to pay for your meal.
Opting in to Courtesy Pay can help you avoid an embarrassing situation when your account balance is less than you anticipated.