It is still our intention to offer the most valuable checking account product available, with no monthly fees and a program that allows you to earn reward points with every purchase you make with your debit card.
The bottom line: America’s First always wants you to keep your checking account balanced in order to avoid overdrafts altogether. Your first “line of defense” against overdrafts should be an Overdraft Protection Line of Credit. If you do not already have an Overdraft Line of Credit, establish one today. You can apply at any branch or call us at 1-800-633-8431. Finally, we recommend that you “opt-in” to Courtesy Pay for debit transactions in order to avoid the embarrassment and hassle of being declined at a merchant.